Without wasting too much time, here are my
top 10 tips on spending less money and saving more on a daily basis:
- Deliberately leave your purse at home or in the office when you pop out for lunch and you won't have any money to spend.
- Bring in leftovers from the previous days dinner for lunch.
- Own less belongings by decluttering, make do with the little you have knowing it's enough and know that you cannot replace the items that you've gotten rid of.
- Pay your children for doing chores so that indirectly you are saving money through them.
- If you hate the feel and smell of pennies/cents(as some people) do, throw them in a jar and take them to your bank to save them.
- Open as many cheap savings accounts and automate a weekly payment to go into the accounts and before you know it, you've accumulated some savings.
- Park your car a fair distance away from work, walk the rest of the way to the office, save money on fuel and get some exercise at the same time.
- Buy your own tea/coffee for the office rather than join the office tea/coffee club - you'll avoid feeding the excessive tea/coffee drinking habit(including wastage) of everyone else.
- Contribute only nominal amounts towards to the birthday card/gift collection in the office when it's a colleague special day - these add very quickly over time.
- Only attend 1 invite a month to the after-work drink up rather than attend every Friday.
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